Ripple is so temperamental...Too much supply for my liking..Also someone mentioned being tied to banks..Can someone explain to a noob like me how ripple is tied to banks?
Ripple Inc. is tied to banks, but the XRP token is not. XRP is just a money making tool, to fleece noobs.
Ripple's transfer system works perfectly well with no or very little XRP. It is like SWIFT. Swift could also issue a token like XRP, but it would serve no purpose LOL
