money is not everything but without money we can not live, but money is not everything. health can not be bought with money and happiness can not be bought with money.
But if you have money, you will have a better chance of improving your life. Without money you are going to die in agony, but with money you will have the chance to survive. And you actually can buy happiness with money, at least you can try to. But without money all you will have is sufferings and sorrows.