I totally understand how the community feels about XRP not being decentralized.
However, it is important to understand that the Banking system wouldn't adopt the coin if there wasn't enough control.
In the end it will be decentralized, still be secure and faster.
I also believe in XRP/Ripple and hoping to improve the services that the current banking system is offering!
They will indeed fix a big problem in today's society!
I agree. I hate the current banking system and would love to see it go down in flames and replaced by a decentralized currency, but realistically, that isn't going to happen. Not any time soon, anyway. However the banks will need to adopt to the new landscape and implement blockchain technology eventually, and I think thats where ripple comes in. Could take a while, the industry is ran by dinosaurs that enjoy being able to print money willy-nilly