Hi tomjack341,

There are limited utility-based tokens and provide contributors with the ability to access certain services on the Platform, such as accessing the Platform, obtaining credit histories and scores of private businesses, performing financial audits on private businesses, buying invoices for factoring purposes, and otherwise transacting within the Platform.

PayPie has data better than banks on the financial health of a business which is very valuable for lenders, investors, banks and other financial institutions, auditors, reviewers etc. We believe accounting in the 21st century will be done exactly in the way we envision, on decentralized platform instead of closed and disconnected systems that we see today.

Nick