Wow so you are looking for a $400 loan from a random person on the internet to lend to you a complete stranger with the terms of 1% per month and since you offer no collateral you are pretty much just asking for a donation here since you will never pay back the money.  So the likely hood that a stranger on the internet wants to gift you $400 are 0.  I wish people would hand me money like that but sadly in the United States we have to work for our money.  Maybe that is why we are the wealthiest country on the planet because all the rest of you just expect handouts or try to steal a couple of bucks here and there.
Well good luck with your thievery, meanwhile I'll be working...