You Trust, You learn. It goes both ways. The trick is to trust others with as much as you're willing to pay to learn that they aren't trustworthy. When you get that right, you always win when dealing with others, whether they're trustworthy or not.
That is true, and it's one reason Ripple is a good system. But it doesn't get TF off the hook. He still needs to pay up.
Not only is that just your opinion, but also I have "paid up" by sending 10.15 BTC back to webr3 the first time. You know what happened next, he tried it again despite me saying I won't honor it and someone random user he accuses of being me redeemed it.
I would say this it's ripples fault and not tradfortress's. @webr3, why not create a scam accusations/untrustworthy thread against ripple/xpr? That's the real culprit here.