Sounds genuine enough. Someone give him the loan FFS 
Why don't you do it? It's pretty easy to tell that this loans is a bad idea due to the risk.I probably would if I had the funds, but I don't. If I did I'd be able to verify personally as I live in the same country as the OP. I'm not a native, it is my adopted home. Much more freedoms than my native UK but not so much money to go around