Crypterium uses NFC HCE (host card emulation) protocols to tokenise the data on the virtual payment
card and in turn the POS terminal reads the connections as if it were a standard plastic card. Practically
any NFC payment service, such as Apple Pay, Samsung Pay, Google Pay and a host of other providers,
can now be used to pay with cryptocurrencies and as far as the retailer or online store is concerned,
they are paid in the currency of their payment order. This capability extends to ATM cash withdrawals
and most other standard banking activities.