If you want to invest long term, you need to pay attention to the issues around it. Suppose offline wallets need to upgrade to the new version and they give investors time to move their coins to their new wallets. If you have invested, you need to follow it regularly to catch up with the latest information from the project, I mean technically from the project.
That's part of my point point... while I'll be paying attention to basic news surrounding NEO I'm not looking to have to constantly upgrade the GUI wallet... which is why I was thinking web wallet because the "maintenance" is less.