my guess for identity is Andrew Dryga.  looks like he's Ukrainian.  but i'm not sure.  https://medium.com/nebo-15/designing-a-p2p-lending-platform-with-elixir-in-mind-ffb323bf7252
"i'm designing a peer to peer platform with elixir in mind."  that was written in July.  seems like case closed on that one.

talking about how the app and token will function is what we're supposed to be doing.  squashing all conversation about it because it feels threatening for whatever reason is not what we're supposed to be doing.  how does the inflation work.  how does the interest on loans work.  how much am i paid in elix if i make a loan.  if you want to start a business and you need funding you have to be able to explain your idea. 

From day one we should be ready to process hundreds of thousands of loans per day and updates for them. This is not a startup, big partner is already waiting to integrate;