As everyone is saying, it's not too late.  At the moment, BTC is going up in advance of the potential hard fork events to possibly take advantage of splits.  Maybe think about slowly buying a small amount of BTC each week or month to average out the market for you?

Also related to the upcoming potential hard forks, people seem to be selling their altcoins to bulk up their BTC.  So the altcoin prices are going very low.  Investigate some and consider buying them now while low.  I'm investing in MRNG on novaexchange right now while it's low and we wait for the electrum and android wallets to be developed, at which point (and probably after the fork when things settle down), the price will rise.

Good luck!