Im gonna buy a ledger but i still want to.spread the risk among some other wallets. Problem is most now apart frrom core uses a 12 word passphrase. Problem is John Mcafee says millions of phones and computers have keyloggers so they can take photo.and send your passphrase quite easily.
Is this a serious risk?
How to use a wallet that solves this?
Not a bit. Every keylogger is the direct result of a user doing something stupid. It is the one viral attack exploit that is always user installed or downloaded. I think it is just too simple for the hackers to deploy any other way, and it is used as a catch the bottom feeders last resort after the real hacking.