Apart from the rewards, the token will give you a chance to receive a speculative gain. Moreover, we are developing the concept of utilizing the CPAY tokens in our future products but not all of these rewards are included in the whitepaper because we don't want to give groundless promises. The main advantage of our ICO is that we have several successful products already and we aim to be as transparent as possible.
Our token is not a security. According to the paragraph 4.3 of the Terms and Conditions of the ICO, a Token shall represent a portion of rights of the Lender under the Terms. 1 Token shall be equal to the Lender's claim of 0.001 ETH in Euro. The mentioned CPAY Tokens are not securities, are not registered with any government entity as a security, and shall not, in any case, be considered as such. The whole deal is designed as a loan agreement.