Very first you need to believe of why folks would use a bitcoin financial institution.  Normal banks give us the ability to execute net transactions and we do not want that with bitcoin as it arrives naturally.Normal banks make our funds much more protected due to the fact we don't have to worry about our residence burning down with all our savings within. Bitcoins can be held in many spots at as soon as as backups so we don't need this attribute.IMO bitcoin lender has no purpose to exist.