I see Bitcoin as the store of value of the future. If we want to store money, or send it anonymously (absolutely anonymous Bitcoin transactions are coming), we have Bitcoin.
If we want to send money all around the world to all sorts of legitimate businesses and individuals in a bunch of different currencies, we have Ripple.
So you are saying the tag line for Ripple should be:
Ripple: it's the BitCoin for legitimate business.
yes, like paypal and other centralised solutions. and no, no one will convince me its not centralised as long as they not release their sources. i simply dont believe them.