Ripple will be valued in the future and I believe it will be $ 1. There are agreements with many banks, really good speculation.

2017
Ripple (XRP)
$0.247045 (-4.93%)
0.00004366 BTC (-13.96%)

2018
Ripple (XRP)
$1.137241 (+35.13%)
0.000100 BTC (+23.96%)