If you're afraid to lose money in investments, then realize that you are technically, also losing money by not investing.
Nobody wants to lose money. And when it comes to investing, this is a possibility. Unfortunately, this fact has turned a lot of people off and made them choose to not invest at all.
I used to be like that, too. I was a strong believer that when it comes to my hard-earned money, Its better to be safe than sorry.