I used web wallet. To be honest, it is the only type of wallet that I know and the type that I am familiar with. It is very convenient to me since I am always online and I always used my laptop. I have just started reading about hardware wallet and I am still wondering how it can be more secure and more reliable than the type I am currently using. I am really curious and interested to know more about it.
We're on the same page. The only wallet that I am knowledgeable about is a web-wallet. Fortunately, my country provides a web-wallet that is commonly-used by most of my country men as it provides different modes of payment and options to cash-in, or cash-out my bitcoins. Since the wallet that I am using is on the internet by nature, there is always the potential of losing everything in the event that the website will be scammed.
Personally, I suggest that you divide your bitcoins into multiple wallets to reduce the risk of losing everything in one-go. Though the risk might increase, at least the value that you lost is lower compared if you put all into one wallet only.