There is definitely interest in this space as SALT isnt the only one out there if I got my facts straight. But how would you get the capital, a team, and everything else you need if you run no ICO or membership? Dont see how
that business model functions but am curious to find out

I am working with an investor who has successfully created regular loan companies, so we have an expert who knows the business model and capital would be taken care of. As for the team we would start small and slowly grow as we grow.
The website is part of my profile if you would like to sign up!
Thank you for your feedback! I appreciate it