Monetha doesn't provide scammer protection at all. RQX also has verified reviews as well as zero chargebacks. Plus our transaction fee is not 1.5%. It's .5%. We offer these 4 layers while they don't. Compare their features and then look at ours and you'll quickly see that Requitix is the better solution. We may not have PayPal execs on our payroll and that's a good thing. Why would you hire people from a credit card company to come work for you when that's all they know? Seems to me that hiring from PayPal would be the same old thing over again, higher transaction fees, chargebacks and no trust. That's why Requitix is the better solution. Just compare.