Dont trust mtgox
Well said Frank - clearly a trusted member who knows his stuff...
And once again you are confounding the banking system with the bitcoin system. While there are parallels the two systems are inherently different. As someone who is new to bitcoin, I understand your confusion, but remember that you are dealing in a different system with different rules here.
I will not bring real banks into this anymore

getting tired as well as it's 3 AM here, logging off now. It was good to talk!
It's a learning process. And it's ok to make some mistakes along the way as long as you learn from them. But nottm28 has a point--look at all of the members on this thread that had something useful to contribute (and ignore the others who still have newbie tags). We are all basically saying the same thing but I think it's finally sinking into you that you cannot think of bitcoin in the same way that you think of other currencies. It's something unlike anything else you have ever done. But those of us with some experience are all saying basically the same thing because in this ecosystem that's how the rules are. It'll take some time to get used to it, and there are definite advantages and disadvantages with bitcoin vs fiat currency, but this is why you are here in this forum trying to learn. hopefully you have learned a lot today from this thread and from reading the other subforums and are on your way to becoming more proficient in BTC.
G'night mate!