Since Humaniq app users have to pass bio-identification, there is no anonymity in Humaniq. That is good news for transparency advocates, and that makes Humaniq unviable for financing terrorism.
The main objective of this project is banking the unbanked and I think they will focus on serving poor countries and this is going to be a long term development, they will have to take care of the technology they will use and ensure it will perfectly work to deliver their purpose.