sorry i'm not sure to understand, ibm use stellar blockchain, or ibm use stellar team help to create their own solutions ?
English is not my language and my traduction of articles make me doubt. thx
IBM will use Stellar blockchain and XLM for the transactions, at least for a while. They might, or might not, develop their own solutions in the future, but to be honest I don't necessarily see them doing that if and when everything goes smoothly with Stellar and if Stellar will develop in a way that benefits IBM as well.
It (IBM) will apparently process some 60 percent of all international payments in the South Pacific, using Lumens for payments, which are then converted into local currency by market makers.