have heard that companies will be only using ripple tech
then whats the use case of xrp..
Bankers at SWELL Ripple conference said Ripple ledger protocol is great but there is no demand for XRP itself, they won't be using it, they have to worry about regulation when using digital currencies but things MIGHT change in 2-3 years.
https://www.youtube.com/watch?v=9acCnUSLW7Q&feature=youtu.be&t=31m27s