True. Anyone CAN make an erc20 token. But this token is tied to an app with an exchange and option to withdraw funds on a debit card to use for purchases online AND with merchants.

Can you imagine if ECASH partnered up with other erc20 token projects and implimented their tech to allow other token funds to be withdrawn on debit card and make online purchases etc?

The possibilities really are endless. Some posters on this forum just want freebies. Some have legitimate questions and some are sent by other competing token devs to spread FUD. Like i said before. Look at the OP. Watch the app video. And make your own decision