Hi there Ricardo,
If you want to be a wealthy man then XRP is better then any ICO,
There is too many shitcoins, which works like a penny stacks,
With XRP you can predict its growth and be a wealthy man like me
No i wont recommend such centralized stuff and would rather go for ETH instead than on XRP. You are right ICO launching as of these days are somehow saturated which i can consider that most of them do end up on being a shitcoin later on.This is why investing on these things are somehow crucial for me but there are still few numbers which do really have potential.Just search up on their whitepaper and you would eventually find out which is better.