When I really need money of course I will sell everything I have even with low price or loss. this is because selling when panic position then there is no long consideration.
Just like me, when it comes to this type of times I really don't care about the price of what I'm selling. It's not panicking but it's because we are desperately in need of money. And that's why we are being pushed by our own problems to sell everything that we have. Though it's hard to accept and to do this thing we are just doing this just for resolving that desperation that we are going through.
It is indeed far better to sell off your own coins and assets when you are in some financial crisis than begging others o help you or give you loans.
It is never ever wise to be in debts, try to use your own savings and money when you are facing some severe financial problems. No need to become beggar rather be sagacious and keep saving s soon as possible.
Yes begging is a worst habit I have a habit of saving money in both bitcoins and also in fiat so if I am in desperate need of money then I will use my saving first and if I need some more money then I will prefer to sell a small portion of my bit coins and take care of the situation.