If you have $1000 will you invest in XRP or XLM?
These two coins have potentials, no doubt so you may just consider the second one.
Nevertheless, you should wait for a better price to get in as stellar most especially just had a really huge pump in price some few days back, probably you might have a better chance of a dip before the fork. If I have $1000 though, I would not invest in any of them at the moment. Better Alts to invest.