Is this a troll post? No, there's no way in hell you will be able to retire with that portfolio. You need to find coins that have real world use cases. I have nothing against potcoin but I don't think putting more than 50% of your money in it is a very wise idea. I think you already know the answer, that's why you asked... Put some privacy coins in there like zcash, monero etc. Then load up with some stratis,iota, btc etc.