I have a Bitcoin wallet through an exchange, can I have a wallet not attached to an exchange? or multiple wallets? if the exchange has problems = I have problems 
Bitcoin wallet is a wallet in where you can store your bitcoin.In bitcoin wallets such as the coins.ph you will be able to ensure that your bitcoin is safe and your bitcoin will not be in vain. In this wallet you bitcoin will also grow if you make transactions you can earn an interest in every transaction that you will do.