My opinion isss 50/50
What is there to think about? What aspects of the issue embarrass you the most?
He's afraid to lose his money and that's all. "No risk no fun" of course, but some people prefer not to risk. Even among those to whom I've told about this project there was a couple of guys who didn't even tried to listen. Cause you know, they're don't trust people even in real life. And in the internet even more..
I'll tell you next: they are better to obstain from cryptocurrency and everything that is not protected by the government worldwide. Also, let them stay away from currencies with high volatility, because this is the maximum risk. They have nothing to do in any ico, none project guarantees you success even if it is not scum and it was not hacked. Their right not to listen to you, so don't take upon yourself the mission of an enlightener, it does not make sense among such people.