If you only care about BTC, it shouldn't matter. There is supposed to be replay protection for Bitcoin Gold, but even if there isn't, you only risk losing Bitcoin Gold by transacting normally with BTC.

The real risk in these forks (if they have no replay protection) is in trying to send the forked coins. Many users will likely get those transactions "replayed" on the original chain, and if the funds are sent to an address they don't control, they will be lost.

I hope that in the future we have more simplistic coin splitting tools to make it easy for users to dump their altcoins without putting their BTC at risk. At least, I hope to see RBF and nLocktime become more intuitive for users, so they don't have to depend on exchanges/third party services to split coins for them.