Swarm Fund is lying. They say that you need large amounts of money to buy real estate and your money is tied down for an indefinite amount of time. This is false. You can buy one share of a REIT, and there are thousands of REITs to choose from, and you can sell it one minute later. If they start off their pitch with a lie, what else are they lying about?
There is another flaw with Swarm, which is similar to the flaw with CombiCoin. You will have to trust that the coin is backed up LEGALLY by the land title of the real estate. Who is the owner of the real estate? John Doe? Who is to say John Doe will uphold any agreement that the real estate, that has his name in the municipal records as the owner, will be ascribed to the coin holders? Is there a legal contract that you can take to a court to uphold the agreement?
Atlant and HomeToken have the same problems as Swarm. In addition to that, they both have the same problem as coin banks, exchanges and investment funds. The money is centralized into a honey pot, which makes it attractive to hackers and employees to steal.
Take many of the recommendations on Bitcointalk with a grain of salt. Many of them are pump and dumpers.
Man you guys are paranoid eh! No one at Swarm Fund is lying. You are all totally misunderstanding their platform and how their tokens work. It might be worth reading this to bring yourselves up to speed.
https://www.swarm.fund/swarm-token/ The "asset-backed tokens" mentioned are backed not by actual property deeds but by legally binding Private Equity investment contracts with real world funds that focus on projects that invest in real assets themselves. Yes you have to trust the teams that are executing the real-world projects... but only in the same way you would need to have trust in any crypto team you invest in to deliver a blockchain product. The difference is these Real Estate funds already have an investment performance history and so too the two finance-focussed founders of Swarm... you only have to google their names Timo Lehes and Philipp Pieper to see their previous successes.
To answer another question about how you "hold a title deed in a wallet" and where is would be accepted etc etc you should really look at the tech that LA Token are building. The way that works is that when a property is to be tokenised they physically sell the property to a custodian or legal trustee for a fixed period (10 yrs). That trustee then issues a limited issuance of asset-backed tokens on LATokens platform and those tokens can be held in a wallet. I believe the tokens act like a futures contract and therefore expire after a fixed period of time with the price difference credited / debited from the holder at the time of expiry.
You should really read the Swarm Fund literature more carefully, look at the hugely experienced Private Equity founders and stop spreading all this negativity.