Yeah , that is what i asking to myself also what i die in a accident ( wish that does not happen ) what happen to my bitcoin i think its a good idea to make Bitcoin a Automated Script Method which ask the holder every year if he/she was alive or dead. Then give some info about family so the love ones can access the Bitcoin even though the holder died. Its a waste if you die then your investment cant spend or your family does not have the access to use it.