I have installed the 3.0.4 RC2  version and have resynched and it seems to be working.

I am still concerned about my zpiv balance being like 43% of my total balance.
I don't want that...in fact, I dont want any zpiv until I need to use it..is that even an option?

Also, I have not UNENCRYPTED my wallet to stake, I will wait for the official version...