There, the article even says that UTRUST is superior to Paypal. It's probably premature to say so.
Imho. UTRUST is definitely superior to Paypal because it has great features that Paypal doesnt have.
But Paypal definitely has superior head start and is light years ahead in userbase. Also you don't need to use ETH everytime as a gas when you do transaction, like you have to when using UTRUST.