I don't know about NEVER trusting your banks.....I wouldn't put all my life savings in them (maybe some), but some banks are really good about taking responsibility for fraud issues and such. Plus, I like the cashbacks I get back through my credit cards.
Agree with you, knowing that banks would give a good services towards their customer for them to trust back. Even though some of us have experiencing problems with banks transactions but still banks have been usefull to us even we are in developing crypto currency.