i think PayPal will enter just after everything get regulated and goes mainstream, so we are talking about few years still.
If utrust will play their game right then they will have a large userbase before PayPal will do anything.
I agree on this. Paypal is a stock traded company and if they want to do something they need to get approval from the board. Historically boards are filled with old men which aren't that open for future tech, so I don't expect paypal to incorporate crypto anytime soon. And to be honest the crypto market is still small... Once it goes to 1 triljoen $ they might start to make a move.