I agree completely with you. However I would suggest using some sort of vector format, it seems a waste of time to make different sizes of the same thing

It simply depends on the art style they want. Of course vector is easier to draw and and scale up but it also greatly reduces the complexity of the artwork and the ability to do high quality textures & shading. If you are making raster artwork you want to make it huge to begin with. It can be extremely difficulty to duplicate artwork on a large scale in high resolution. I do a ton of vector work as well but from what I have seen on here people generally enjoy the skeumorphic coin/bar look so that is why I went that route.
I am curous to hear what OP has in mind.
Completely agree with you.
For the OP's vision to 'materialize', he has to be able to first give details of exactly what is needed.
I'm sure that everyone on here that posted something based their ideas on solely the name of the currency i.e. BitBar, as not much other info was passed on.
So OP, if you're still not satisfied, pls have a minute break to see what exactly you want, then pour your thoughts here...
Then we can start producing material to your liking!

TY