These young guys LIE about MVP: they have no relation to building of Spectrocoin, it was created by another team. They have some agreement certainly, but its not these guys for sure.
So its is SCAM from the beginning!!!
Whitepaper also looks sketchy. The hard cap is 177 million Euro. Just imagine how fast bankera must grow to pay back investors ... usually small online payment institution revenue is calculated approximately 5 % from total turnover and net income is even lower of course. Bankera is expecting the revenue 500 million euro within 10 years (turnover must be more than 10 billion) This sounds like complete BULL SHIT !!! Even well established online payment institutions do not match that figures.