What about Ripple and Kyber? Those are potential coins with a solid foundation and clear vision. I recommend you should choose those coins to invest. 
It is true that I have not seen anywhere ripple yet despite its bad reputation at the grassroots level of crypto it seems to have a big plan for the future, a lot of medium and companies in collaboration and especially .. even if we want to do without banks etc, they will not be "let go" and sink, it will have a transition one day ..