It's 20% per year which comes out to approx. 1.7% a month, thats not that much I'm not sure why people and Credence are advertising this like it's something thats new or massively higher then anywhere else.... Bitconnect started at 10% per month and is 8% per month thats currently 4.70x more then Credence per month... so not sure why this angle is being taken...