Fortunately, my bitcoin wallet provider has an option of cashing-out my bitcoins to fiat via an ATM to a specific bank. Personally, I find it very convenient since it gives me the option of having extra cash when traveling, or for emergency purposes. I mainly use my bitcoins for buying academic related things in my university, which greatly helps my parents into limiting their expenses. Having an international ATM that supports bitcoin-fiat transaction or conversion would be beneficial to all holders especially students like me who utilize this as extra-money.