if you don't see the 1-500 all over your acocunt and order options you aren't in the 1-500.
it is pretty easy to see it
as for throwing money in the wind, yup. But I put a new cc with 0% interest for a year to make this investment bet so at least I am using free money for a year on this.
and i get 1% sent to my mortgage purchase.. so technically I just took ~$40 off my principle with this.. lol right now I am ahead, but just first chapter of story..