Fist of all you need to convince us that you have what it takes to own one and what problem aew you trying to solve .. You know we human .. We are more particular about charges .. Its what is making us run away from bank .. It's overlooked in crypto sureency as a result of compouding interest of the value ... So in essesne who are your target customer .. What do you wanna offer us and lots of requirement like that is what you should first consider before even thinking of legal backing... Good luck... I hope this ma analysis help you.. Thanka