I like the project and the concept of this UTRUST! This future online payment made easier for me!!! I want to know more about Utrust.

check out their whitepaper. This is nice project and team is active
True, this is a well thought roadmap. They had hit the part where the cryptocurrency community needed most, payment processor that do paypal service ( cashback for customer) . Aside from that the idea of decreasing supply will make sure that the value will appreciate overtime. It is really a brilliant move. Not saying they are implementing KYC.
In addition to that sir/mam the protection of your accounts the utrust project also has a very low transaction fee in other crypto currency or major crypto currencies and no hidden charges in terms their transactions. That is a nice feature regardintg to this platforms