Bitcoin's transaction fees is very low than credit/debit cards. As there is no middle man this one is one of the reason of lower transaction fees.
Read more carefull before posting. First off all, OP sent Bitcoin Cash, not Bitcoin. Secondly, he isn't talking about low transaction fees. He just sent Bitcoin Cash and set too low fees, so it can take much more time to get comfirmations for transaction.
why would bitcoin cash with lower fee take much longer time to confirm? the Bitcoin Cash blocks are all empty, and i mean really empty as in not having more than 10-12 transactions, so why would it take longer to confirm?
usually altcoins like BCH with empty blocks will have some miner picking up transactions even with low fees!