I may jump in on this one. Not really feeling it thought. I put my thoughts on my Youtube channel here. https://www.youtube.com/watch?v=7-gO-c2kMpM&t=186s

They are accepting registrations only though. You cannot deposit BTC yet for the presale.

They are also providng referral links for those who register. https://goo.gl/rBNs5q

While it looks like most lending platform coins out there, there are some subtle differences. One is they allow you to get extra for locking your deposit longer.

I couldn't find the white paper on the site though. Is there a link?