And giving you money now is simply not reasonable
What are you talking about? Nobody here wants your money and nobody here will ever accept any money from you! I think that you have a huge misunderstanding. Just because you buy some XEL from someone on the internet, that does not mean that you gave money to anyone working on XEL.
Let's say Tyler Durden sells his 1000 XEL on Bittrex and you buy them for 1 BTC. Then Tyler has received one BTC and you have received his 1000 XEL. Only you and Tyler are involved in this transaction. This does not make you an "investor", neither did you give any BTC to anyone who works on this project.
Why is it so hard to understand??