Yes the comparasion between PayPal and Utrust is really clever, Utrust will become better than PayPal with all the features they will release, and especially crypto users really enjoy a platform like Utrust, its a real need at the moment.
I don't think to be better than paypal enough in the long term they should be in use more than paypal. If they can reach this goal, I can't think of what can happen to their value.
If they dont decide to use fiat as payment system in the future, we can think of Utrust like a companion of Paypal, an extension of it. And i dont mind comparing those two since its the easiest way to explain Utrust purpose to someone.